Risk Disclosure

1. General Risk Warning

1.1 Trading in cryptocurrencies and digital assets carries a high level of risk and may not be suitable for every investor. The value of cryptocurrencies can rise or fall, and you could lose all of your initial investment, or even more.

1.2 Before you start trading, take the time to assess your investment goals, your level of experience and your tolerance for risk. Only invest funds you can afford to lose in full.

1.3 Automated trading systems, including AI-driven bots, involve particular risks. They do not guarantee profits and may fail or act unpredictably because of software issues or market conditions beyond their intended scope. Users are solely responsible for monitoring these automated systems and for any losses that may result.

1.4 The past performance of any trading system or strategy does not guarantee future results. Any historical data and performance figures shown on this Website are provided for illustrative purposes only.

1.5 This Website serves solely as an informational and marketing platform. The Company does not offer financial advice or investment recommendations.

2. Cryptocurrency Trading Risks

2.1 Cryptocurrencies are highly speculative assets. Their prices are extremely volatile and may change sharply over a short period.

2.2 Unlike traditional financial markets, cryptocurrency markets trade around the clock and, in most regions, are not overseen by the same regulatory frameworks.

2.3 The value of a cryptocurrency may be influenced by changes in government regulation, technological advances, market sentiment, activity by large holders, security incidents, and broader macroeconomic conditions.

2.4 Some cryptocurrencies can lose their value completely. There is no guarantee that any cryptocurrency will retain any particular level of value.

3. Market and Liquidity Risk

3.1 Cryptocurrency markets are among the most volatile globally. Price swings of 10%, 20% or more in a single day are fairly common.

3.2 In periods of heightened market volatility, trading platforms may be subject to delays, temporary outages, or difficulty executing trades at the intended price (slippage).

3.3 Low liquidity -- especially in smaller or lesser-known coins -- can lead to substantial price slippage when orders are placed. In extreme market conditions, you may be unable to close a position at any price.

3.4 Stop-loss orders and other risk management tools do not guarantee that losses will be limited to the intended amount during periods of high market volatility or low liquidity.

4. Leverage and Margin Risk

4.1 Certain third-party platforms that can be accessed through this Website may offer leveraged or margin trading products. Leverage increases both potential profits and potential losses.

4.2 When you trade on margin, you may lose more than your initial deposit. If the market moves against your position, it may be closed automatically at a loss.

4.3 Around 70–80% of retail investor accounts lose money when trading leveraged products. Please consider whether you can afford to take the significant risk of losing your money.

5. Technology and Security Risk

5.1 Trading on internet-based platforms involves inherent risks, including internet connection issues, hardware or software failures, delays in order execution, and periods when the platform may be unavailable.

5.2 The Company does not guarantee that this Website, or any linked third-party platform, will operate continuously, without interruption, or free from errors.

5.3 Cryptocurrency accounts are often targeted by cybercriminals. Common risks include phishing, malware, SIM-swapping and hacks on exchanges. Although the Company applies industry-standard security measures, no system is entirely protected against cyberattacks.

5.4 Cryptocurrency transactions are generally irreversible. If your credentials are compromised, you may permanently lose access to your funds. The Company accepts no responsibility for losses resulting from cyber security incidents affecting the User's own devices or accounts.

6. Regulatory and Legal Risk

6.1 The regulatory treatment of cryptocurrencies differs widely across jurisdictions and can change at short notice. What is lawful in one country may be prohibited or subject to restrictions in another.

6.2 Changes to applicable laws may negatively affect the use, value, or transfer of cryptocurrencies. Users are solely responsible for ensuring that their use of this Website complies with all laws that apply in their jurisdiction.

6.3 The tax treatment of cryptocurrency gains differs depending on the applicable jurisdiction. Users are responsible for understanding and meeting their own tax obligations.

7. Third-Party Risk

7.1 This Website links Users to third-party trading platforms ("Advertisers"). The Company does not control, recommend, or guarantee the services, security, or financial stability of any third-party platform.

7.2 Third-party platforms may become insolvent, stop operating, or face regulatory intervention. If this happens, Users may no longer be able to access their funds.

7.3 Before depositing any funds with a third-party platform, Users should carry out their own due diligence and confirm its regulatory standing.

8. No Guarantee of Returns

8.1 The Company does not represent or guarantee that Users will achieve any specific level of return from trading activities.

8.2 Any earnings figures, performance examples or projected profits shown on this Website are purely illustrative and must not be relied on when making any investment decision.

8.3 There is no "safe" or "risk-free" way to trade cryptocurrencies. Any claim that a system can guarantee profits should be viewed with extreme scepticism.

9. Suitability Warning and Contact

9.1 Cryptocurrency trading is not suitable for everyone. You should only trade if you understand how cryptocurrency markets operate, appreciate the full level of risk involved, and have enough financial resources to absorb the possibility of losing your entire investment.

9.2 The Company strongly recommends that you do not invest money you cannot afford to lose. Never trade with borrowed funds or money reserved for essential living expenses.

9.3 If you are unsure whether cryptocurrency trading is suitable for you, please seek advice from an independent, licensed financial adviser.

9.4 If you have any questions about this Statement or would like to lodge a complaint, please contact us at: support@marula-capstead.com